Credit Cards
Credit cards are a pain in the butt. They offer convenience but at a price.
Credit card enrollment officers are always at shopping malls offering free gifts when you enroll and even more gifts when you recommend your mother, father, grandfather, sister, great grand aunty’s niece … you get my drift.
When you don’t have one, of course you want to have one. Then you get another one and another and then another. Then you begin to wonder … why do I need that many credit cards?
More credit cards = More credit card debts
Then comes the other schemes to make even more money. They provide you a way to consolidate your credit card debts but the real fact is they make you fall deeper and deeper into the pit.
Hey … go apply for more credit cards 
Thanks for the ‘anniversary of my blog’ wish!
mamatd.
heh. i’m sticking to ONE.
i saw some people promoting an air asia credit card just now. ALMOST thought of walking over to check it out. thank goodness my stomach was grumbling and i forgot all about it.